Career / Retirement

YOUR STANDING

UPGRADE PROJECTION — WHEN CAN I HOLD

base

fleet

seat

hold

fleet growth: 0/yr

target	hold line	pilots ahead	category	est. hold date

PILOTS AHEAD OF YOU FOR

Count of pilots still ahead of you for that specific seat as senior pilots retire — it reaches 0 at your projected hold date (not your overall seniority). Click a target row above to chart it.

401(k) PROJECTION

retire date

balance $

my contrib %

return %

hrs/yr

pay raise %/yr

401k IRS cap $

now: fleet/seat

assume upgrade to

real estate $

other savings $ (non-401k)

market growth %/yr

Real estate + other savings grown at this rate to retirement for net worth.

inflation %/yr

retire withdrawal %/yr

Social Security $/mo

SS start age

other income $/mo

other income growth %/yr

SS continues from start age; income timeline runs to life expectancy (90). 2026 SS max: $2,969@62 · $4,152@67 · $5,181@70 — set to your SSA estimate.

401k at retirement

—

net worth at retirement

—

401k + RE + savings

income now

—

income after upgrade

—

INCOME GOING FORWARD (TO LIFE EXPECTANCY)

total comp (flight pay + 18%)total income (working pay → in retirement: withdrawals + SS + RE + other)

401(k) BALANCE & NET WORTH

401knet worth (401k + real estate + savings)

Income from editable pay-scales.json ($/hr × ); employer adds 18% (non-elective, no match) + your 18% deferral, capped at the IRS 401k limit (employer overflow paid as cash), compounded monthly. Estimates only.

MONTHLY PAY SCHEDULE

lineholder hrs/mo

reserve hrs/mo

Total comp, your deferral, and company 18% are computed on the lineholder wage. Pay switches on your upgrade date.

month	seat	$/hr	lineholder	reserve	my 401k	co. 18%	total comp

SCENARIOS — SAVE & COMPARE

save current settings as

Captures retire date, upgrade, contribution, return & pay assumptions. Check rows to overlay.

	scenario	retire	upgrade	401k at retire	net worth	final income/yr

401(k) BALANCE

INCOME / YR

OVERALL SENIORITY OVER TIME

ACTIVE PILOTS AHEAD OF YOU, BY YEAR — TO RETIREMENT

Your overall system standing as the pilots senior to you retire (new hires land below you). Reaches its low near your retirement.